About our caveat loans & private mortgages

Our line of credit equity access caveat loans are the only product of its kind in Australia that allows the borrower to tap into their real-estate equity immediately through the use of their property as collateral which can be accessed up to an agreed loan to value ratio that can be drawn up or down as required. The advantage of this over any other short term lender is that we only calculate interest on the outstanding balance rather than the whole amount, similar to most traditional lines of credit facilities. Other non-bank & private lenders force you to draw down the entire amount at settlement meaning you have to pay interest on the whole amount instead of only what you have used similar to a credit card. Funds can be accessed super-fast because we secure your finance by lodging a caveat instead of a regular mortgage which means it can be done instantly. No hassles, No delays, No credit checks, No serviceability, No financials, and most importantly we don't need the consent of your current mortgage provider. This means that equity can be accessed anywhere across Australia in a quick stress-free manner to most real-estate owners. This product is not offered to brokers, referrers, or 3rd party distribution models. Direct consumers only. 

Why are caveat loans & private mortgages so popular?

There are many reasons why many borrowers are choosing caveat loans & second mortgages over traditional bank lending. Specialist private mortgage & finance have become a very popular alternative for many Australian’s because of how fast flexible & easy finance can be approved without having to go through the usual stressful credit process that is often associated with the major banks and mainstream finance companies. Finance can be approved over the phone in just 5 minutes and settled within 24 hours or as soon as the loan documents can be signed and returned. Finance approvals start from $25k up to $10 million and used for just about any worthwhile purpose. Our Lo-Doc finance products mean that all our finance approvals do not require the applicant to provide financials such as tax returns, bank statements or payslips, best of all your credit rating is irrelevant. We won't ask you a thousand questions as to why you need the finance. So long you have real-estate that can be offered as security, we will always find a way.

What is the difference with our caveat loans & private mortgages

We are an ethical funding consortium with over 20 years of experience within specialist banking and financial services. Our aim is to provide fast flexible financial assistance where other lenders have failed. As part of our service, we will show you what the banks don't want you to know using compliant & viable solutions, importantly at the lowest interest rates possible. Our loans are extremely flexible able to cater for short or long term loans from 3 months to 3 years. The main objective for our lending consultants is that we are able to provide quick cash funding without asking for any unrealistic information from the applicant. The ability to capitalise interest into the life of the loan means that the borrower doesn't even need to worry about the repayments over the life of the loan, allowing the client to get on with business in the immediate future. 

We are so confident with our services that we will also beat any written loan offer, interest rate, fees and charges saving customers thousands. As an ethical Australian owned finance provider, that is our promise. 

We've helped countless Australian's across the country.

But don't just  take our word for it.. Here's what some of our customers are saying

Simon (NSW)

Laura (QLD)

Sebastian (VIC)

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