SHORT TERM LOANS
INVESTMENT PROPERTY LENDING
NO CREDIT CHECKS
NO TAX RETURNS
NO CASH OUT RESTRICTIONS
LINES OF CREDIT
QUICK TURN AROUND
PRIVATE CAVEAT LOANS INTRO
Caveat loans and private mortgages, also referred to as solicitor funds are terms used to describe specialist non-bank lending. This type of lending can be very useful when a borrower needs to access fast flexible & fuss-free finance.
Caveat loans and private lending allows Australian property owners to leverage their real-estate equity in the instance where a conventional bank or mainstream finance lender has refused a perfectly legitimate request for commercial credit. Yes, this does occur, even the most sensible borrower can be refused finance through a major lending institution. This is where a caveat loan and private mortgage can be beneficial to access urgent funding.
We understand that there can be many reasons why a business or individual may need to raise urgent business capital and equity. There are No Tax Returns, No Financials, and No Credit Checks required... it’s that simple. Caveat loans and private mortgages provide a legitimate and viable source of capital & equity lines of credit when you are up against the clock. With the right advice from a financial or legal advisor, the use of private solicitor funds may offer a genuine short term finance alternative when regular options are limited at the time.
Private lending can be structured in various forms such as lines of credit, bridging finance, home loans, equity access & cash-out facilities, overdrafts, commercial mortgages, development & construction finance, mezzanine finance, short term finance, mortgage refinancing, debt consolidation and much more.
Loan amounts between $20K up to $10M can be approved within 24 hours without the usual red tape that is often associated with the time-consuming process that is often the case with mainstream bank or finance lenders. So long as you have real-estate as security that can be used as security, private capital can provide instant financial relief as part of a sensible exit strategy.
Lending is available in Sydney, Melbourne, Brisbane, Canberra, Adelaide, Hobart, Darwin as well as other metropolitan and regional locations across Australia. As a duty of care always seek financial & legal advice before deciding what’s right for you.
WHAT IS A CAVEAT LOAN
A Caveat loan is a legal instrument that can be utilised to secure funding within the non-bank private lending industry.
Caveat finance tends to be popular for the self-employed applicant that may not be up to date with details such as tax returns, financials, payslips, or at the time demonstrate their serviceability.
Private caveat loans are designed specifically for certain borrowers that require greater flexibility to borrow funds with a fast turn around time. Often lodging a caveat can aid this urgency due to how quickly a caveat can be registered, subsequently allowing for faster finance turnaround.
Private caveat money lending allows a real-estate property owner to tap into the built-up equity within a property. The advantage is that No Financials, No tax returns, and No Credit Checks are required. Best of all private caveat loans and 2nd mortgages do not require the borrower to refinance or payout their existing home loan or mortgage facility.
Personal caveat loans can be secured using property security types such as residential houses, flats, units & apartments, commercial shopfronts, industrial units, vacant land, even regional property types such as rural farms and income-producing properties. Loan to values ratios do apply to different property types and zoning. To find out more please contact our help desk on 1300 364 659.
HOW CAN A CAVEAT LOAN HELP ME?
One major reason why people have been turning to non-bank private finance is due to recent economic changes that have changed the banking and finance landscape. And while we understand there may be valid reasons the banks do what they do, there still remains the critical issue of, where can the average customer turn to when urgent cash out is needed when simply trying to put food on the table for their families.
There are many reasons why a borrower may choose to apply for private caveat finance instead of a traditional bank loan.
But the most important of all is that private lending can assist borrowers who require urgent short term asset lending such as caveat loans.
Hassle-free funding offers a genuine alternative for the average commercial borrower to keep their business and personal affairs liquid in situations where a creditor is awaiting payment from their own debtors that owe them money.
Finance can be approved within 4 hours by providing a few basic details, with settlement possible within 24-hours of the signing of the loan agreement. Private caveat finance can be applied for in the name of an individual, company, or family trust.
WHY USE US FOR YOUR CAVEAT LOAN?
We are an ethical private finance provider that has been providing specialist commercial lending facilities for more than 25 years. We believe in old fashioned courtesy, honesty, integrity, and are always there to support our client’s financial objectives. Our lending products most are not the most important factor, instead, the service levels we provide are second to none.
All clients are treated with the same values that we would use toward our own families, and while this has nothing to do with the world of lending, we genuinely believe that in life you need to be able to trust the people you are dealing with no matter what. We pride ourselves on the fact that our lending executives still appreciate the good old days when the bank manager knew you by your first name and treated you like an friend within the community. These days most finance lenders don’t even give their clients time to explain what they need, only focusing on their bottom line. We pride ourselves on the fact that we take the time to listen & learn about your situation, and once we understand your requirements we will provide you with a suitable alternative specific to your requirements for your consideration.
Our private finance experts are open, transparent, and recognise that all applicants prefer a simple approval process. No tricky legal jargon, instead, plain and simple English that all walks of life can understand.
And we won't ask you a thousand unrealistic questions as to why you need the finance... so long as you have real-estate as security, the loan is yours. To find out more please call 1300 364 659 or message us online.
We've helped countless Australian's across the country.
But don't just take our word for it...Here's what some of our customers are saying
"From the first time I called, their finance specialist was so informative. They showed us legitimate options that no other lender had ever brought to our attention. By far the best financial service I have dealt with. with"
"The entire team was so polite & considerate which was refreshing to know that they were genuinely invested in my matter. This made the experience so much more comfortable knowing they had my best interests at hand. 5 Stars"
"Without a doubt the best short term lending service in Australia. They supported us every step of the way. If you are looking for a trusted finance service you should give these guys a call. They make the whole process so easy"
Step 1. Submit Application
Step 2. Approved
Step 3. Loan Settled
WHAT YOU NEED TO GET APPROVED
Complete our quick application form.
Council rates notice for the security property.
Recent mortgage statement. (if applicable)
100 points identification for all applicants.