SHORT TERM LOANS
INVESTMENT PROPERTY LENDING
NO CREDIT CHECKS
NO TAX RETURNS
NO CASH OUT RESTRICTIONS
LINES OF CREDIT
QUICK TURN AROUND
PRIVATE CAVEAT LOANS INTRO
Our caveat loans are the only finance lending products of their kind that allow property owners to leverage their real-estate equity when urgent cash out is required.
Caveat lending allows borrowers to access amounts starting from $20k up to $5mil without all the usual red tape that is often associated with the time-consuming process of mainstream banks, and best of all, funding can be used for just about any worthwhile purpose.
We understand that there can be many instances where a business or an individual across Australia may need urgent fuss-free cash flow finance for a variety of productive, personal-commercial loan requirements.
Caveat loans provide a legitimate and viable source of capital & equity funding which can all be approved within a 4-hours once you have applied.
Our finance managers will organise your finance approval over the phone by providing a few basic details, with the subsequent funding settled in as little as 24-hours and cash transferred into your nominated account for immediate use, a distinct advantage when time is of the essence.
No tax returns, No financials, No Credit Checks, No hassles… it’s that simple.
Private loans are able to support your situation. Trust deed investment lending provides a fast and effective cash flow alternative when your up against the clock and no other lender wants to help...
With the right advice from a financial and legal advisor, the use of private finance may offer the justified short term purpose as an alternative when the banks fail to assist with capital you need. Private mortgage lending offers borrowers alternatives such as lines of credit, bridging loans, home loans, or access to cash lending when mainstream lenders such as banks credit unions & building societies are making it difficult to qualify.
So long as you have real-estate as security, private capital can provide you with instant financial relief as part of a legitimate & sensible exit strategy. Finance is available in Sydney, Melbourne, Brisbane, Canberra, Adelaide, Hobart, Darwin as well as other metropolitan and regional locations Australia wide. As a duty of care always seek financial & legal advice before deciding what’s right for you.
WHAT IS A CAVEAT LOANS
A Caveat loan is a type of security used within the specialised non-bank private lending industry which is commonly referred to as a “short term loan" or "caveat loans”. In layman’s terms; property caveat is a legal instrument that can be lodged over a real-estate property title as a form of collateral or security as a method that can be offered to secure the loan.
Caveats are a preferred option with as example for self-employed applicants that cannot provide documents such as tax returns, financials, payslips, or prove serviceability which is generally what mainstream finance lenders and banks require to qualify for a loan.
Private lending AKA Trust Deed Investment financing loans provide far greater flexibility when compared to the stressful red tape process when applying for finance with a mainstream lender.
Loan amounts between $25k up to $10m and can be approved within 24 hours without having to go through the stressful process required with bank loans. Private money can be helpful to a variety of applications when using property security types such as residential houses, high rise apartments, units or flats within major capital cities located on the eastern seaboard of Sydney, Melbourne, Brisbane, Canberra, Hobart, Adelaide, Perth, Darwin and many other towns across Australia.
Private caveat money loans are an easy option to access cash funding when using the built-up equity within a property. No financials, No tax returns, and No credit checks are required. Furthermore private money loans do not require the borrower to even refinance or payout their existing home loan.
The advantage with non-bank finance is these loans act as a totally separate facility which can be directly secured behind an existing mortgage. This saves the borrower time and the hassles refinancing their mortgage.
Your decision to use a private money loan will depend on the urgency of your individual circumstances. In the instance where the matter is not critically urgent, an alternative option is to apply for a 1st or 2nd mortgage for all types of business loan and cash-out requirements.
Private loans loan amounts start from $25k up to $10mil and is a fairly straight forward process. All we need to provide an indicative approval is 100 points identification, as well as the council rates notice for the security property's being used as collateral. Finance can be approved the same day and settled within 24-hours upon signing of the loan documents to approved customers... this is in contrast to the painful & lengthy waiting time a regular bank can take, with many borrowers reporting anywhere from weeks to even months.
Personal caveat loans can be secured using securities types such as residential properties, farms, regional houses in rural locations, vacant land in metropolitan locations, as well as commercial shopfronts, industrial factories, and a variety of special security types across Australia.
HOW CAN A CAVEAT LOAN HELP ME?
There are many reasons why borrowers are choosing private finance such as caveat loans and private business mortgages over traditional bank loans. In recent times private lending has become an extremely popular short term lending advantage for many Australian’s due to the ease in how simple and fast private lenders-loans can be approved.
There is no stressful credit approval process, as can often be associated with major banks. With private caveat loans, finance can be approved over the phone within 4 hours and can proceed to settlement within 24 hours if required.
Private funding offers quick easy finance approval for borrowers that may temporarily not fit within the rigorous lending criteria of traditional banks. Loan amounts start from $25k up to $10 million and can be used for just about any worthwhile purpose.
Private funding does not require any credit checks, financial documents such as tax returns, pay slips, bank statements, or any other tricky documentation. So long you have real-estate to use as security, we will find a way to assist your financial requirements.
WHY USE US FOR YOUR CAVEAT LOAN?
We are an ethical private funding consortium that has been providing hard to approve specialist commercial lending facilities for more than 25 years. We do not offer credit cards, personal loans, car loans, or any other gimmick finance. All we do is private non-bank finance, which means we understand all types of financial circumstances people need assistance with better than anyone.
We believe in courtesy, honesty, integrity, and always support our client’s fiscal objectives. We provide the most up to date current financial products & services on the market, but with a twist of old fashioned loyalty along with a high level of customer service levels & loyalty. We treat all our clients with the same values we would use with our own families. While this has nothing to do with direct lending, we genuinely believe that in life you need to be able to unconditionally trust the people you deal with on a daily basis.
Our finance specialists are open, transparent, always acting in the best interests of our valued applicants.
We recognise that all self-employed applicants prefer a simple, fast & fuss-free easy finance approval process. We won't use any tricky legal jargon when explaining how the loans work that may confuse our clients... instead, we explain any information about how the loans work in plain & simple English that any potential borrower can understand.
We pride ourselves on the fact that we can still appreciate and remember the good old days when the bank manager treated you like a friend within the community, not just a number. These days most lenders such as the banks, building societies & credit unions and other finance companies don’t even give their clients the time of day to explain themselves, focusing purely on their bottom line, which is such a shame.
The good news is that old fashioned service is still available when dealing with our professional finance & banking specialists.
We take the time to listen, learn about your needs, then once we understand your funding requirements, discuss the best way forward in order to structure a tailored lending solution specific to your requirements.
We won't ask you a thousand unrealistic questions as to why you need the finance... so long as you have real-estate as security, the loan is yours. To find out more please call 1300 364 659 or message us online.
We've helped countless Australian's across the country.
But don't just take our word for it...Here's what some of our customers are saying
"From the first time I called, their advisor's knowledge was so informative, unlike anyone I'd previously spoken with. Their advisors showed me legitimate financial alternatives that I never even knew I was entitled to take advantage of. I would go as far as suggesting that their business advisors are at a totally different level compared to anyone I have previously dealt with"
"My loan was approved so fast without any fuss. The entire team was so polite to deal with. The refreshing part was that the consultant I dealt with was genuinely invested in my matter. This made the experience so much more comfortable knowing they had my best financial interests at hand. It is assuring to know that there are still genuine people out there that care. 5 Stars"
"Without a doubt the best SME finance company I have dealt with. Throughout the approval process, they supported us every step of the way. If you are looking for a trustworthy short term finance provider, you should speak with them first. They provided us with the cash-out we needed as well as fantastic friendly service during the entire process"
Step 1. Talk To Us
Step 2. Submit Application
Step 3. Approved
Funding is settled & transferred into your nominated bank account within 24 hours of the signing of the loan documents.
WHAT YOU NEED TO GET APPROVED
Complete our quick application form.
Council rates notice for the security property.
Recent mortgage statement. (if applicable)
100 points identification for all applicants.