Private lending eliminates the need to make repayments for up to 12 months. This means you can kick back, relax and focus on building your business with the extra cash flow. It's that easy...
Fast Equity Access
Rapid Hard Money Lending
24 Hour Finance Approvals
Self-Employed Lo-Doc Loans
Instant Lending Australia-Wide
Business Caveat Loans
Property Mortgage Lending
Debt Consolidation Re-Financing
Sydney Brisbane, Melbourne, Adelaide
Business Loans
Private 2nd Mortgages
Lowest Caveat Loan Rates
Fastest Private Loan Approval
Mezzanine Debt & Equity Financing
No Credit Checks & Bad Credit Loans
Outstanding ATO Tax Debts Loans
Non-Bank Private lending Alternatives
Canberra Perth Tasmania Darwin
Commercial Lending
Private Loans Can Be Tailored
Loans For The Self-Employed
No Repayments For 12 Months
Secured Business Lines of Credit
Commercial Mortgage Facilities
Rural Mortgage Farm Acreage Funding
Equity Access Constructions Loans
No-Doc Working Capital Business Loans
Private Solicitor Loans in Sydney, Brisbane, & Melbourne
Discover non-bank solicitor funding in Australia facilitated by expert solicitors, lending provides real-estate secured finance that is fast, flexible and lightning fast when the clock's not on your side.
How Private Solicitor Loans Work
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Private Funding Sources: Direct from individuals, investor groups or mortgage funds – never from the banks.
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Solicitor’s Role: Legal compliance, full documentation, due diligence – total protection for both parties.
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Security backed by property (1st or 2nd mortgage) – your equity unlocks the cash.
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Flexible Terms: Negotiate rates, terms, and conditions.
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Exit Strategy: Sell, refinance or cash-flow repayment – planned from day one.
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Key Features – Why Sydney, Brisbane & Melbourne Borrowers Choose Us
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Higher Rates, Higher Speed: Accept the cost for 24–48 hour funding.
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Short-Term Power: 3–24 months – perfect bridging or urgent capital.
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Asset-Based Lending: Equity drives approval – no tax returns, no payslips, no credit checks, bad credit OK
What Are Solicitor Loans? Solicitor loans are facilities offered by some lawyers and solicitors who act as direct lenders to borrowers, providing short-term finance secured against Australian real estate, and have for many years been available only at select solicitors with their own lawyers' fund. A legally compliant loan where an agreement is placed on a borrower's real estate title. And while they are not as economical as a mainstream bank, they are a 100% compliant alternative for business or commercial scenarios when banks say “no”.
Bridging Loans Sydney | Brisbane | Melbourne – Buy Before You Sell
Funding Bridging Loans – decade of expertise, same-day decisions.
Never Miss Your Dream Home
Given how slow banks can be, private solicitors' loans allow borrowers to fast-track financial transactions, such as property purchase settlements, business loans, and any other funding. Through the equity in your current home or property, borrowers can control more of their lives with solicitors' funds, an extremely helpful alternative for those who may want to move before they have sold and worry about selling later – no temporary housing pressure, or may need cash-out funding in a hurry on a no-doc approval basis. It's just a practical solution in extreme situations, aka urgent.
Downsizing? Upsizing? Family Growing?
Buy first, settle instantly, transition smoothly. Interest-only payments keep it affordable.
Investment Opportunities?
Perfect property pops up—grab it with fast private bridging finance.
Approvals in hours, funds in days.
Caveat Loans Australia – 24-Hour Urgent Funding
Need cash today? Caveat loans secured on the property title. Zero fuss, zero delay.
Why Private Solicitor Loans Stand Out
Trusted Local Australian Team – Real people - Real support - Real Fast
Bridge The Gap For Borrowers With Private Solicitor Loans & Non-Bank Mortgages.
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Total Control Custom terms for self-employed, complex situations.
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Lightning Speed Funds in 24–48 hrs (clear title).
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No Financial Scrutiny Equity = Approval. Bad credit? No problem.
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Lawyer Oversight Duty of care guarantees your interests are protected.
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Any Worthwhile Purpose Business, investment, debt consolidation (secured).
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Our Private Lending Suite Nationwide, Local Service
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Short-Term Loans $50K–$100M+ 3–24 months | Funded 3–5 days
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Business Loans Cash-Flow Expansion Low-doc | Bad credit OK
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Caveat Loans 24-hr funding on clear title
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Bridging Loans Buy now, sell later
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2nd Mortgages Unlock equity fast
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Bad Credit Loans 100% asset-focused
Home Equity Release Purchases ventures, consolidation
Loan Amounts $100K–$50M | 75% LVR | 3 Months–3 Years
Fast Business Funding Sydney | Brisbane | Melbourne
Tap Growing Home Equity
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SME growth & commercial property
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Start-up capital & private equity bridges
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Freelancer cash-flow freedom
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No trading history
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No Age Limits
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Competitive Rates
Don’t Let The Banks Hold You Back
Act Fast, Move Forward, Secure your solicitor funds today.
SECURED BUSINESS LOANS
Secured private business loans are very convenient for individuals or privately owned companies that need access to urgent capital without having to answer a multitude of questions about how the funds will be used.
Funds can be deployed as immediate capital, serving as an instant financial buffer during times of fiscal urgency.
NO PROOF OF INCOME NEEDED
No-doc caveat loans and private second mortgages offer self-employed business owners flexible lending alternatives as they do not require tax returns or financial documents. This is a very popular option for borrowers who wish to access urgent capital via real-estate equity, not limited only to the use of trade capital, business loans, stock, plant or equipment loans, but for just about any worthwhile business purpose
DELAY REPAYMENTS FOR 12 MONTHS
Caveat Loans Australia offers finance options that allow borrowers to pause their repayments for an entire year. That means no repayments for a whole 12 months.
This provides support through liquidity during the loan period, which is a common-sense financial approach. This allows borrowers time and the cash-flow breathing space they require to get their business back into shape.
PRIVATE 2ND MORTGAGES
A second mortgage is a convenient option for property owners to access their real estate equity, without affecting their existing 1st mortgage. This allows real estate owners the option to leverage the accumulated capital growth without disturbing their current first mortgage, subsequently be utilised for various purposes business expansion, property improvements, shop fitouts, ATO Tax Debts, commercial creditors, and much more.
WAY FASTER THAN BANKS
Short-term private lending is much faster than mainstream banking because it operates under less rigorous lending rules compared to traditional banks.
The best part about private lending is that it focuses on the real estate being offered as collateral, rather than the complex financial documents, which is why private loans are a quicker funding alternative.
PAY ATO TAX DEBTS
Private Caveat Loans can be secured for many self-employed Aussies who are struggling with hefty ATO tax bills, especially in urgent cases where the ATO is not willing to provide sensible instalment payment plans.
Don’t let a tax debt cripple your business! Our tailored tax debt loans provide immediate relief for self-employed borrowers, serving as a financial lifeline to clear outstanding ATO debts.